01
Tell us about your business
We'll ask about your revenue, time in business, and what you need funding for.
Funding that movesas fast asyour business
We connect small businesses with the capital they need to move quickly. One application, offers from a network of funders.
Today Capital Group is not a lender. Financing is provided by third-party funders, who set approval, rates and terms.
What we do
Put the offers side by side, then choose one.
One application reaches a network of funders. What they send back arrives together, in the same format, with someone who will go through it with you before anything gets signed.
Offers you can compare
Same format, same time.
Terms from several funders, next to each other, at the same time, so you can see how they differ before you commit to one of them.
The fine print, read out loud
Before you sign, not after.
Repayment schedule, term length, and what happens in a month that runs short. We go through it before you sign rather than after.
A way out of stacked positions
One payment instead of three.
If several advances are already debiting every morning, consolidation replaces them with a single payment on a longer term.
Five ways it can be structured
Which one fits depends on your industry, how your revenue arrives, and what the money is for.
Consolidation
One monthly payment instead of several daily debits
- Amount
- Based on your existing positions
- Timing
- Same-day review
Revenue-Based Financing
Repayment that moves with your sales
- Amount
- $5,000 to $2,000,000
- Timing
- One to two business days
Line of Credit
Draw what you need, when you need it
- Amount
- Up to $250,000
- Timing
- Offers often within a day
Equipment Financing
The equipment secures the deal
- Amount
- Up to $500,000
- Timing
- One to two business days
SBA and Bank Loans
Longer terms and lower monthly payments
- Amount
- Up to $5,000,000
- Timing
- Weeks
How it works
You provide the details, we match you with the capital
01
Tell us about your business
We'll ask about your revenue, time in business, and what you need funding for.
02
We match you with financing options
We provide you and your business with terms best suited to your industry, revenue, and goals.
03
Choose your offer and get funded
Compare side-by-side options. Once approved, most businesses get funded within 1 to 2 business days.
Beat my offer
Already have an offer? We will beat it.
A photo, a screenshot or a PDF of the approval. It is the first question when you check your eligibility, and it takes a moment.
Your file goes to the funders in our network alongside the offer, with one question: can you do better?
The offer you have next to the one we bring back. Take whichever suits you; there is no obligation either way.
- Send your offerHow it works
Frequently asked questions
The things people ask before they apply
About us
We are a funding brokerage, not a lender. You fill out one application, we take it to the funders in our network that work with businesses like yours, and you compare the offers that come back. Every offer, and every rate and term inside it, is set by the funder rather than by us.
Nothing to apply, and nothing to see what comes back. If an offer you are shown carries a fee of any kind, that fee belongs to the funder and is written into their agreement, so you will see it before you sign anything.
Most applicants are funded within one to two business days of choosing an offer, and some the same day. Longer-term products are slower by nature: SBA and conventional bank loans usually run several weeks, because they need tax returns, a personal financial statement and a debt schedule before anyone can decide.
Qualifying
A business bank account, and a straight answer on two things: what your revenue looks like and how long you have been operating. Every funder sets its own thresholds and they differ widely, which is the point of applying once rather than shopping around. Nobody can tell you whether you qualify until a funder has reviewed your file.
Getting matched does not require a hard credit pull. Most of the funders we work with prequalify from bank statements and a soft pull, which does not affect your score. If you decide to move forward, an individual funder may run a hard pull as part of their final underwriting, and you will know before that happens.
Often, yes. Credit matters more to some funders than others, and several in our network weigh recent business performance more heavily than a score. A low score narrows the options rather than ending the conversation.
No, and it is common. A number of funders work with businesses that already have one or more positions open. If the existing payments are the actual problem, ask about consolidation: it can replace several daily debits with a single monthly payment.
We work across construction, trucking, restaurants, auto services, medical, retail and professional services, among others. Individual funders exclude particular industries, so the real question is which funders fit rather than whether any will. Tell us what you do and we will be straight with you about it.
The process
To see options, a short application and recent business bank statements. Longer-term products need more, typically business tax returns, a personal financial statement and a debt schedule. We ask for what the funders you are matched with actually need, rather than everything up front, and we will tell you exactly how much history they want.
Bank statements and identification are submitted over an encrypted connection and shared only with the funders reviewing your file. You can connect your bank read-only instead of uploading statements if you prefer.
The funder finalises the agreement directly with you, usually by electronic signature, and sends the funds to your business bank account. Your contract is with them, and their terms govern the deal. We stay reachable if something needs sorting out.
No. An application produces offers, not obligations. You can look at what comes back and walk away, and there is no charge for having looked.