01
Tell us about your business
We'll ask about your revenue, time in business, and what you need funding for.
Funding that moves as fast as your business
We connect small businesses with the funding they need, fast. Fill out one application and get offers from our network of funders.
Today Capital Group is not a lender. Financing is provided by third-party funders, who set approval, rates and terms.
What we do
You fill out one application and we send it to our network of funders. We put their offers together for you to compare, and we go through each one with you before you sign anything.
Offers you can compare
All your offers come back together.
We show you the terms from each funder together, so you can see how they differ before you pick one.
We explain the terms
We go through every offer with you.
We walk you through the payment schedule, the term length and what happens if a month comes in short, before you sign anything.
Combine your advances into one payment
One payment instead of several.
If you have several advances taking payments every day, consolidation pays them off and replaces them with one payment over a longer term.
Our funding options
The right one depends on your industry, how your revenue comes in and what you need the money for.
Consolidation
One monthly payment instead of several daily debits
- Amount
- Based on your existing positions
- Timing
- Same-day review
Revenue-Based Financing
Future sales paid for in advance
- Amount
- $5,000 to $2,000,000
- Timing
- 1-2 business days
Line of Credit
Draw funds up to a set limit as you need them
- Amount
- Up to $2,000,000
- Timing
- Offers in 1-2 days
Equipment Financing
Financing secured by the equipment you buy
- Amount
- Up to $500,000
- Timing
- 1-2 business days
SBA and Bank Loans
Longer terms and lower monthly payments
- Amount
- Up to $5,000,000
- Timing
- Weeks
How it works
01
Tell us about your business
We'll ask about your revenue, time in business, and what you need funding for.
02
We match you with financing options
We find the funding options that fit your industry, revenue and goals.
03
Choose your offer and get funded
Compare your offers and pick one. Once approved, most businesses get funded within 1 to 2 business days.
Already have an offer? We will beat it.
Send a photo, screenshot or PDF of the approval. We ask for it at the start of the eligibility check.
We send your file and your current offer to the funders in our network and ask them to beat it.
Compare your current offer with the one we bring back and take the one you prefer. There is no obligation.
- Send your offerHow it works
FAQs
About us
We are a funding marketplace, not a lender. You fill out one application, we send it to the funders in our network that work with businesses like yours, and you compare the offers you get back. The funder sets every offer, including its cost and terms.
Applying is free, and so is looking at your offers. If an offer has a fee, the funder sets it and it is written in their agreement, so you see it before you sign.
Most businesses are funded within one to two business days of choosing an offer, and some the same day. SBA loans and bank loans take longer, usually several weeks, because they need tax returns, a personal financial statement and a debt schedule.
Qualifying
You need a business bank account, and we ask about your revenue and how long you have been in business. Each funder sets its own requirements and they vary a lot, so one application lets several funders look at your file. Only a funder can tell you whether you qualify.
Getting matched does not require a hard credit pull. Most of the funders we work with prequalify from bank statements and a soft pull, which does not affect your score. If you decide to move forward, an individual funder may run a hard pull as part of their final underwriting, and you will know before that happens.
Often, yes. Credit matters more to some funders than others, and several in our network care more about how your business is doing now than about your score. A low score means fewer options, but it does not rule you out.
No. Many funders work with businesses that already have one or more advances. If your current payments are too high, ask about consolidation. It can replace several daily payments with one monthly payment.
We work with construction, trucking, restaurants, auto services, medical, retail, professional services and more. Some funders do not work with certain industries. Tell us what your business does and we will tell you which funders work with it.
The process
To see your options, we need a short application and your recent business bank statements. SBA loans and other longer-term loans need more, usually business tax returns, a personal financial statement and a debt schedule. We only ask for what your funders need, and we tell you how many months of statements they want.
Bank statements and ID you upload on our site are sent over an encrypted connection, and we only share your file with the funders reviewing it. You can also email your statements to us if you cannot upload them.
The funder sends you the agreement to sign, usually electronically, and then sends the money to your business bank account. Your contract is with the funder, under their terms. You can still contact us if you have a problem.
No. Applying does not commit you to anything. You can look at your offers and say no, and there is no charge.
Blogs
Funding basics
How a business line of credit works and how to qualify
How a business line of credit works, from draws and weekly or monthly repayment to the revenue, credit and time in business lenders look for.
13 min readFunding basics
Business term loans: how they work, rates and what lenders check
What a business term loan is, how rates and fees are quoted, what lenders check, and worked examples of what $100,000, $200,000 and $500,000 cost.
13 min readFunding basics
Bad credit business loans: what you can get with a low score
Bad credit business loans ranked by how much your score counts, from deposit-based advances to bank loans, with a 540 score worked through in dollars.
13 min readFunding basics
Business vehicle loans for work vans, pickups and box trucks
How business vehicle loans work for vans, pickups, box trucks and fleets, what lenders check, Section 179 weight rules and when an advance fits.
13 min readFunding basics
Merchant cash advance: what it is and how it works
A merchant cash advance buys a share of your future sales for cash now. How it works step by step, an example in dollars, repayment, cost and how to apply.
14 min readFunding basics
Unsecured business loans: what no collateral really means
What unsecured business loans really are, which types need no collateral, why a guarantee or UCC filing may still apply, and how funders decide.
12 min read
