The order is won. Now it has to be built.
Manufacturers, fabricators and wholesalers buy material, run machines and ship on terms. A big purchase order is good news that costs money for sixty days before it pays.
The problem
Winning a large order means buying the raw material, paying the shift that makes it and shipping it on net-30 or net-60 terms. The bigger the customer, the longer the terms, and the more of the shop's cash is sitting inside their order.
Machines set the ceiling. A CNC, a press, a packaging line or a forklift fleet decides how much can be made and how fast, and each one is a capital purchase that has to earn its keep.
Funders read manufacturing files for the purchase orders, the receivables and the equipment, and many like the trade for its tangible assets. A wholesaler is read for turnover and margins. Both need the paperwork presented clearly.
- How you get paid
- Purchase orders shipped on net-30 to net-60
- Where the gap is
- Material and labour inside every order; machines that set capacity
- What tends to fit
- A line of credit, equipment financing, SBA and bank loans
How we help
A line that funds the order
Draw for the material when the purchase order lands and repay when the customer pays. The line grows with the order book.
Machines financed against themselves
Presses, CNC and packaging lines financed as equipment, with payments matched to the output they add.
Bank money for a bigger floor
Expansion, a building or a large machine can suit a term or SBA loan, and we help assemble the file banks expect.
What usually fits
Which one, or which two, depends on the file. These are the ones we reach for first with manufacturing and wholesale.